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Weatherization and Energy Retrofit Loan Program
Purpose: Provides loans for weatherization services, including baseline energy efficiency upgrades
Status: Taking applications now.
Maximum Amount: $30,000
Minimum Amount: $6,500
Eligible Applicants: Oakland property owners living in the unit to be rehabilitated.
Location: Properties may be located anywhere within in the City of Oakland.
Eligible Properties: 1 to 4 unit residential properties.
Income: Applicant’s annual household income cannot exceed 80% of the area median income*. Income of all household members 18 years or older must be considered (includes house/roommates).
Occupancy: Applicant must occupy the property; All owners on record must apply.
Eligible Uses: Loan funds can only be used for a base energy efficiency package of improvements such as attic insulation, caulking, weather-stripping, water heater insulation, energy efficient light fixtures, furnace maintenance and energy saving appliances, as well as systems rehabilitation and replacement, included systems are the roof, furnace, windows, doors and water heater.
Other Requirements: None.
Interest Rate: Zero interest
- No periodic payments
- Loan will be paid upon the sale or transfer of title of property
Closing Costs: $350
Security: Deed of Trust
How to Apply
Status: Available Now
Process: Complete and submit the application, including required documentation to:
City of Oakland
Housing and Community Development
Residential Lending Services
250 Frank H Ogawa Plaza, Ste. 5313
Oakland, California 94612
Main Residential Loan Program Application: Main Application
WERP Program Application: Addendum Application
Call (510) 238-3909 to request a mailed application.